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American Bank and Trust Co.

Commercial Checking Accounts

 

COMMERCIAL CHECKING

  • Initial deposit of $250.00 to open your account
  • $7.00 Monthly Maintenance Fee, $0.20 for each debit and credit transaction. Transit item fee of $0.075 for each transit item deposited.
  • The Earnings Credit Rate on your account relationship will be the monthly average of the 91 day Treasury Bill rate less 15 basis points.

AMERICAN INVESTOR ACCOUNT

  • Initial Deposit of only $1000.00 to open your account
  • Variable Rate of Interest
  • Interest is calculated using the Daily Balance Method. This method applies a daily periodic rate to the principal in the account each day.
  • Interest is compounded monthly and paid to your account monthly
  • A Debit Fee of $.50 will be charged for the first six (6) debits to your account during a statement cycle
  • Federal Reserve Regulation requires no more than six transfers or withdrawals per month or statement cycle - A debit fee of $3.00 is imposed for each debit transaction in excess of six per month.
  • Free check image Statements
  • ATM Card Available
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