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American Bank and Trust Co.

Commercial Savings Accounts



  • Initial Deposit of only $100.00 to open your account
  • Variable Rate of Interest
  • Interest is calculated using the Daily Balance Method. This method applies a daily periodic rate to the principal in the account each day.
  • Interest is compounded daily and credited to your account quarterly
  • No Monthly Maintenance fee is charged as long as your account has a balance of $50.00 on the last day of each month. If below, a $1.00 fee will be charged on the last day of the month.
  • You must maintain a minimum balance of $100.00 in the account each day to obtain the disclosed annual percentage yield.
  • Federal Reserve Regulation requires no more than six transfers or withdrawals per month or statement cycle - A debit fee of $1.00 is imposed for each debit transaction in excess of six per month.
  • Free check image Statements
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